Disabled Vet Benefits

Terms of Service

Last updated: March 2026

Introduction

Welcome to Disabled Vet Benefits (the “Service”), operated by CI Industries, Sarasota, FL (“we,” “us,” or “our”). By accessing or using our website at disabledvetbenefits.com, you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, please do not use the Service.

1. Service Description

Disabled Vet Benefits is a benefits reference and discovery platform designed to help U.S. military veterans identify federal, state, and local benefits they may be eligible for based on their VA disability rating and personal profile. The Service includes personalized benefits dashboards, savings estimators, a military discount directory, and DVB AI — an AI-powered veteran benefits assistant.

2. Account Eligibility

To create an account and use the Service, you must:

  • Be at least 18 years of age
  • Be a United States military veteran, a surviving spouse of a veteran, a dependent of a veteran, or an individual with a legitimate interest in veteran benefits information
  • Provide accurate and truthful information during registration and onboarding

By creating an account, you represent and warrant that you meet these eligibility requirements. We reserve the right to suspend or terminate accounts that do not meet these criteria.

3. User Accounts

You may create an account using an email and password or by signing in with your Google account. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us immediately of any unauthorized access or use of your account.

4. Payment Terms

  • Free Trial: New accounts receive a 14-day free trial with full access to all features. No credit card is required to start your trial.
  • Lifetime Access: After the trial period, continued access requires a one-time payment for lifetime access. Pricing may vary during promotional periods. There are no recurring charges, subscriptions, or hidden fees — ever.
  • Refund Policy: Because we offer a generous 14-day free trial that provides full access to the Service, all sales are final and no refunds will be issued after the trial period. We encourage you to fully evaluate the Service during your free trial before purchasing.
  • Payment Processing: All payments are processed securely through Stripe. We never see, access, or store your credit card information.

5. Acceptable Use and Prohibited Conduct

You agree to use the Service only for its intended purpose. You may not:

  • Use the Service for any unlawful purpose or in violation of any applicable law
  • Scrape, crawl, or use automated tools to extract data or content from the Service
  • Attempt to gain unauthorized access to our systems, servers, or databases
  • Reproduce, redistribute, or commercially exploit any content from the Service without our written permission
  • Impersonate another person or provide false information
  • Interfere with or disrupt the Service or the servers and networks connected to it
  • Upload or transmit viruses, malware, or other harmful code
  • Use the Service to generate content that is harmful, abusive, or misleading
  • Share your account credentials with others or allow others to access the Service through your account
  • Reverse-engineer, decompile, or disassemble any part of the Service

6. Intellectual Property

All content, design, graphics, text, code, data compilations, software, trademarks, and other materials on the Service are owned by or licensed to CI Industries and are protected by United States and international intellectual property laws. This includes but is not limited to:

  • The Disabled Vet Benefits name, logo, and branding
  • Benefits data compilations, savings calculations, and algorithms
  • DVB AI assistant responses and underlying technology integrations
  • Website design, layout, and user interface
  • Military discount directory and associated data

You are granted a limited, non-exclusive, non-transferable license to access and use the Service for personal, non-commercial purposes. You may not copy, modify, distribute, or create derivative works from our content without prior written consent from CI Industries.

7. Disclaimer

Disabled Vet Benefits is not affiliated with, endorsed by, or connected to the U.S. Department of Veterans Affairs (VA), the U.S. Department of Defense, or any other government agency.

All information provided through the Service is for educational and reference purposes only. The Service does not provide legal advice, financial advice, tax advice, or medical advice. Benefit amounts shown are estimates based on publicly available data and may not reflect your actual entitlements.

You should always verify benefit eligibility and amounts through official channels, including VA.gov, your local VA Regional Office, or a qualified Veterans Service Organization (VSO).

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

8. Limitation of Liability

To the maximum extent permitted by applicable law, CI Industries, its owners, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Service, including but not limited to:

  • Inaccuracies in benefit calculations or savings estimates
  • Decisions made based on information provided by the Service
  • Loss of data or unauthorized access to your account
  • Service interruptions or downtime
  • Actions of third-party service providers (Stripe, Google, Abacus AI)

In no event shall our total liability exceed the amount you have paid for the Service. If you have not made any payment, our maximum liability shall be fifty U.S. dollars ($50.00).

9. Account Termination and Suspension

We reserve the right to suspend or terminate your account and access to the Service, with or without notice, if we reasonably believe that:

  • You have violated these Terms of Service
  • You have provided false or misleading information
  • Your use of the Service poses a security risk or may cause harm to other users
  • We are required to do so by law

You may also delete your account at any time by contacting us at [email protected]. Upon account deletion, your personal data will be removed in accordance with our Privacy Policy.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any legal proceedings that are not subject to arbitration (as described below) shall be brought exclusively in the state or federal courts located in Sarasota County, Florida.

11. Dispute Resolution

Any dispute, claim, or controversy arising out of or relating to these Terms or the Service shall be resolved through binding arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules. Arbitration shall take place in Sarasota County, Florida, or at another mutually agreed-upon location.

Class Action Waiver: You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action. You waive any right to participate in a class action lawsuit or class-wide arbitration against CI Industries.

Notwithstanding the above, either party may seek injunctive or equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement of intellectual property rights.

12. Data Accuracy

We update our benefits data regularly from official government sources. While we strive for accuracy, benefit amounts, eligibility criteria, and program availability may change without notice. Dollar amounts shown in the Service are estimates and should not be relied upon as exact figures. We are not responsible for discrepancies between our estimates and actual benefit values.

13. Modifications to These Terms

We reserve the right to update or modify these Terms at any time. When we make material changes, we will:

  • Update the “Last updated” date at the top of this page
  • Notify registered users by email at the address associated with their account

Your continued use of the Service after any modifications constitutes your acceptance of the revised Terms. If you do not agree to the updated Terms, you should discontinue use of the Service and contact us to delete your account.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and CI Industries regarding your use of the Service, superseding any prior agreements or communications.

16. Contact Us

If you have any questions or concerns about these Terms of Service, please contact us:

  • Email: [email protected]
  • Operated by: CI Industries, Sarasota, FL
  • Response timeframe: We will respond to all inquiries within 30 days.